Find out if you qualify to lower your rate today.
Compare refinance rates and home equity offers from multiple lenders side by side, so you can see your options before you commit to one.
How to compare refinance rates with RefiRateFinder
Three steps, no application fees, and no obligation to move forward with anyone you’re matched with.
Tell us about your home
ZIP code, current loan situation, and what you’re hoping to do — refinance for a better rate, or tap into your equity.
Get matched with providers
We route your info to lenders and brokers who work with borrowers like you, based on what you told us.
Compare and choose
Providers reach out directly with real offers. You decide who to work with — or walk away entirely. No pressure.
Common questions
Is RefiRateFinder a lender?
No. RefiRateFinder is a comparison service. We don’t originate loans or set rates — we connect you with participating lenders and brokers so you can compare offers in one place.
Does checking my rate affect my credit score?
No. Submitting the form on this site does not trigger a hard credit inquiry. A lender you choose to move forward with may run a credit check later in their own process.
What’s the difference between a cash-out refinance and a HELOC?
A cash-out refinance replaces your existing mortgage with a new, larger loan and gives you the difference in cash. A HELOC is a separate line of credit secured by your home’s equity, on top of your existing mortgage, that you draw from as needed.
Is there a cost to use this site?
No. Checking your options through RefiRateFinder is free. Any costs associated with an actual loan (closing costs, origination fees) come from the lender you choose, not from us.
Will I get calls or texts after I submit the form?
Yes. By submitting the form, you agree to be contacted by RefiRateFinder and participating lenders by phone, text, or email about your options.