Helping homeowners see their real options.
About RefiRateFinder: refinancing and home equity decisions can feel opaque. We built this site to make comparing offers simple, free, and pressure-free.
RefiRateFinder is a free comparison service that connects homeowners with lenders and brokers offering refinance and home equity products. We started with a simple idea: shopping for a better mortgage rate shouldn’t require calling a dozen banks or getting your credit pulled a dozen times just to see what’s out there.
We’re not a lender, a bank, or a broker. We don’t set rates or make loan decisions. What we do is connect you with providers in our network who work with borrowers in your situation, so you can compare real offers and decide what’s right for you — with no obligation to move forward with anyone.
Our service is free to use because participating lenders and brokers compensate us when we refer a match to them. You never pay RefiRateFinder anything, at any point in the process. For a full walkthrough of what happens after you submit a form, see our How It Works page.
About RefiRateFinder’s approach
Most homeowners aren’t mortgage experts, and they shouldn’t have to become one just to avoid overpaying on a refinance or home equity loan. About RefiRateFinder’s whole reason for existing is closing that gap: giving people a straightforward way to see multiple real offers side by side, without the runaround of contacting each lender separately.
We built the site around a few simple commitments: we tell you clearly what we are and aren’t, we don’t hide how we make money, and we never pressure anyone to move forward with an offer that doesn’t fit. If none of the matches you receive work for you, walking away costs nothing.
We also think it’s worth being an informed borrower generally, not just when using our site. Resources like the FTC’s guide to home equity loans and lines of credit are a good starting point if you want a neutral, third-party explanation of how these products work before you start comparing offers. The more you understand going in, the easier it is to tell a genuinely good offer from one that just looks good on the surface.
Who we work with
RefiRateFinder partners with lenders and brokers across the country who work with refinance and home equity borrowers. Because our network spans multiple providers rather than a single lender, the offers you see reflect more of the market than checking with just one bank ever could.
Coverage and available providers can vary by state and ZIP code, so the specific matches you receive depend on where you’re located and what you’re looking for. You can read more about what information we collect and how it’s shared with providers in our Privacy Policy.
What matters most to us
These three commitments guide every part of how RefiRateFinder is built and run, from the forms you fill out to how we talk about our own business model.
Transparent
We tell you plainly what we are, how we’re paid, and what happens to your information.
Free, always
Comparing your options never costs you anything, and checking doesn’t affect your credit.
No pressure
You decide whether to move forward with any provider — or with none of them at all.
See what’s available to you
It takes about a minute, and there’s no cost or obligation. That’s the whole point of About RefiRateFinder as a service — you get to see real options before deciding anything, with no pressure to move forward if none of them fit.
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